Bicycle / Pedestrian Accidents

A Car Ran Over Me and My Bicycle. Now What?

If you are hit by a motor vehicle while riding your bicycle, you may be eligible for Michigan no-fault insurance benefits. These economic benefits are similar to those provided to motor vehicle occupants and include:

Medical expenses
Lost wages
Transportation expenses
Attendant care services
Household services

There are two primary ways to recover compensation after a bicycle accident involving a motor vehicle:

Filing a no-fault insurance claim for economic damages.
Pursuing a claim for pain and suffering (non-economic damages).

An Automobile Caused Me to Have an Accident, But It Did Not Hit Me. Now What?

A car does not need to make physical contact with you for you to have a valid claim. If a motor vehicle was a significant factor in causing your accident and injuries, you may still be eligible for compensation.

What Happens If I Do Not Have No-Fault Insurance?

If you do not own a vehicle with no-fault insurance, you may still qualify for benefits under the following circumstances:

If your spouse or a relative you live with has a no-fault insurance policy, you may be covered under their plan.
If you do not have access to a relative’s policy, you may receive benefits through the Michigan Department of State Assigned Claims Facility. However, claims through this program are capped at $250,000 for allowable expenses.

In addition to no-fault benefits, an injured bicyclist may pursue a liability claim against an at-fault driver for:

Excess economic damages
Pain and suffering

Are the Rules the Same for Pedestrians?

Yes, similar rules apply to pedestrians hit by vehicles. If you are a pedestrian struck by a motor vehicle, you can:

File for no-fault insurance benefits
Seek compensation for pain and suffering, excess medical expenses, and lost wages

To be eligible for non-economic damages, you must have suffered a “serious impairment of body function.”

I Was Hit by a Car Door While Riding a Bike. What Are My Rights?

Accidents involving drivers or passengers opening car doors into the path of bicyclists, known as “dooring” accidents, are more common than you might think. Michigan’s no-fault insurance covers injuries resulting from these accidents.

Drivers and passengers have a legal duty to check their surroundings before opening a car door. If they fail to do so and a bicyclist is injured, they may be held negligent and liable for damages

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